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Self Employed / Can't Prove Income
This program is similar to the other programs but allows for credit problems.
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2nds, Lines of Credit, Equity Loans, Home Improvement (Get your down payment back)
The 2nd Mortgage can be used for debt consolidation, remodeling, or any other
purpose, including getting your down payment back. Many new home buyers use these loans to furnish or remodel their home. We have a variety of 2nd Mortgages to fit different situations, including one with no credit score requirement. Most loans may be tax deductible. Consult your tax professional to be sure.
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3.75 % Low Payment Program--Our Hottest Program
A unique loan for those who want to minimize cash out go. (Purchase or Refinance)
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100% Financing or $0.00 Down Purchase
Whether or not a first time home buyer, this loan can make it possible to purchase a
home without a large, up front, out of pocket cost. With other conventional loans a minimum down payment of 3% to 10% plus another 5% in closing costs. This loan
makes it possible for the seller to pay some of the buyers closing costs. $2002.00
out of pocket could get you into a $100,000.00 Home.
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100 % Financing or $0.00 Down N.I.V. Purchase
This loan offers the same advantages as the one above except that income is not verified. The income amount you state on the application is what is used. This option is especially useful for self employed borrowers who write off much of their income on their tax returns.
For more information about this loan program call us direct at 330-758-5626 or apply online and the "notes" section of the application, describe which loan program you're most interested in.
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